If you are bad at credit or don’t have a proper security deposit, then Fortiva credit card reviews is for you because it comes without a security deposit. If you’re in this class and need a credit card while not having to place down many bucks as a deposit, this might be Associate in Nursing possibility for you. Unlike secured cards, the Fortiva card permits you to urge a revolving line of credit while not a deposit.
They have their annual fees and account maintenance fees, which builds your credit, and you can review your credit score online.
Fortiva credit card apply online
After reading its brief you are thinking to apply for it, then here are the simple and easy steps which you can follow to apply for Fortiva credit card:-
1.Open your browser and search
- There you will see a mail offer section click on “respond to your mail offer” to enter the code from the mailer.
- There it will ask you to enter the acceptance code, enter your acceptance code, and then access the online application.
- Fill out the application form correctly and then click on “submit code,” and lastly, it will ask you to enter some of your personal information like full contact details, income details, and other things.
- And that is it now sit and relax for 7-10 days.
Check status of fortiva credit card
If you think it’s been several days and doesn’t know the status of your card, you can call to your credit card issuer and request your application’s status. They will help you the best. Usually, the credit card application is accepted and sent within 7-10 working days.
Fortiva credit card com login
Now you have applied for a credit card, and you have received it. So to login into your Fortiva account here the steps you need to follow:-
- Open your browser and type in https://www.myfortiva.com/index.html.
- Enter your username and password, and if you are too lazy to enter the details again and again, click on ‘Remember Me.’
- And click on ‘Sign In,’ and that’s it you are signed in.
Fortiva credit card payment
Coming to the payment of your bills for that, you can pay your credit card bills via Phone on calling 800-245-7741 and following on-call commands. Or via Mail the address is-
P.O. Box 105555
Atlanta, GA 30348-5555
Activate and deactivate fortiva credit card
To activate your credit card, you can click on this link https://www.myfortiva.com/activate/index.html
and enter the on-screen instructions, and that’s all you have activated your card.
You can cancel your card by calling on 1-866-816-7025 and then follow the on-call prompts for the deactivation or via U.S. mail on the following address:
Fortiva Credit Protection,
P.O. Box 105415, Atlanta
There are NO rewards offered by Fortiva card, so you cannot earn points, miles, or cash back on any of your purchases. Also, the APR of Fortiva credit card is a variable rate between 22.74% and 36%, and there is no introductory off for new users too. But you can activate your account just at the price of $25.
Pros and cons of fortiva credit card
Coming to the pros and cons of which every card has, here are the Pros and Cons of Fortiva Credit Card. Starting with good things here are the Pros-
- No security deposit is required
- You can easily access to credit score
Coming to Cons-
- Fees are Extremely high no matter it is a subprime credit card
- No rewards program made
- You can’t raise your credit limit on your request also.
This card has basic options that are commonplace with several credit cards and fraud alerts and 0 liability protection. It additionally has EMV chip technology to create transactions safer.
Where can you use your fortiva credit card?
The plus point is that you can use your Fortiva credit card anywhere you want across the globe.
The Bank of Missouri issues the Fortiva MasterCard. As a smaller card establishment, The Bank of Missouri isn’t rated within the J.D. Power Mastercard Satisfaction Study.
1 The card provides access to your VantageScore three.0 once your account has been open for sixty days.
2 If you would like to succeed in client service, you’ll be able to decide 800-245-7741 or submit a message online.
If you’ve got poor credit and wish access to associate degree unsecured line of credit, you’ll be able to probably qualify for the Fortiva MasterCard while not creating a margin. As a result of Fortiva’s reporting your payment history to the three major credit bureaus, exploiting your card responsibly will help establish a decent credit history and improve your credit score.
However, the cardboard has terribly pricey fees, and it doesn’t have a rewards program. If you would like a less expensive choice and don’t mind paying a margin, the Discover it Secured card may be a sensible difference.
Fortiva credit card reviews
Now we come to fortiva credit card reviews. As mentioned above also that if you have poor credit and don’t have any security deposit that potentially you are eligible for the fortiva credit card as it doesn’t require any security deposit. If you use your card responsibly and establish a good credit history, fortiva will report your payment history to the three major credit bureaus, which will improve your credit score. Hence, it is quite a good deal for you.
However, the card is a little costly coming to its fees, and also it doesn’t have a rewards program. But it is a bit affordable as we don’t have to pay any security deposit.
- 1 Fortiva credit card apply online
- 2 Check status of fortiva credit card
- 3 Fortiva credit card com login
- 4 Fortiva credit card payment
- 5 Activate and deactivate fortiva credit card
- 6 Rewards offered
- 7 Pros and cons of fortiva credit card
- 8 Where can you use your fortiva credit card?
- 9 Fortiva credit card reviews