HSBC CREDIT CARD
In this topic, we are going to know about hsbc credit card and the details of card i.e, hsbc credit card login, application , application status, hsbc credit card reviews. The HSBC Advance credit card offers those rewards on entertainment and dining purchases. Its $45 annual fee is waived for banking customers, and they also provide a 0% introductory period on purchases and balance transfers.
Hsbc credit card login
To login to your HSBC account here are the steps you need to follow:
1. Open your browser and go to the link https://www.security.us.hsbc.com/gsa/SECURITY_LOGON_PAGE/
2. Then enter your username password and to save your credentials for future click on remember me
3. Click on ‘sign in’ and that’s all you are signed in and can explore whatever you want.
Hsbc credit card application
To apply for an HSBC credit card, here are the steps you need to follow:
1. Open your browser and type in link https://www.us.hsbc.com/credit-cards/,
and then a page will be loaded on your screen.
2. The page will consist of several HSBC credit card options you can choose any of the ones according to your needs.
3. Once you have selected your card, click on ‘Apply Now’ and then follow the on-screen instructions.
4. Fill up all the details correctly and click on submit.
Hsbc credit card application status
See that you are hsbc credit card pre qualify. Now, what if you want to check the status of your card for which you have applied than in this case you can track your application status by contacting the customer care on number 1860 108 7788/1860 500 227 and follow the on-call prompts.
Hsbc credit card payment
You can pay your bill in many ways:
Log on to your account using an HSBC checking or savings account, then on the left panel of your screen there will be an option of payment through which you can select the bank account via which you want to pay
Then click on Move Money button which is in the centre of the page then chooses your HSBC Credit Card account in the Move Money to section and you are done with the payment.
Pay using a non-HSBC checking or savings account – Log on to your account then on the left side of the dashboard, select your HSBC Credit Card. Then, click on the Manage Card option then enter the Credit Cards servicing website. Then from the left menu, hover over Payments and then click Make a Payment.
Pay by Phone
On the back of your card, there must be a number you can call on that number and can pay for your bills.
Pay via email
For paying via email, fill in your remittance stub and mail it along with your payment to the address provided:
HSBC Bank USA, N.A.
P.O. Box 4657
Carol Stream, IL 60197-5255
The last option is E.Z. pay via which your payment will be automatically made.
Advantages and Disadvantages
Coming to the pros and cons of the card. Here are some advantages:
1. No monthly fees will be charged on checking or savings accounts.
2. Reasonable rates on the savings option.
3. The low opening deposit is required.
4. No ATM fees are charged directly by HSBC Direct.
5. There are huge rewards during the first year
6. Cell-phone protection
Coming to Cons:
1. Low rates on most C.D.s.
2. Massive complaints about problems having on mobile apps.
3. A Small number of HSBC ATMs.
4. Restrictive redemption program
How to activate and deactivate card?
To activate your card you need to log on to your Online banking then click on register then enter the details which the page is asking and that’s it you are registered, and your card is activated.
To deactivate your card log on to your account using your user I.D. and password and there will be an option to close your account click on that and follow the on-screen instruction. Or you can call on 1860 108 7788/1860 500 2277 and follow the automated prompts.
Hsbc credit card review
If you’re an HSBC cardholder, then a credit card might be worth acquiring for you as it gives your high first-year bonus earnings on travel and entertainment. Plus it offers 0% APR balance transfer for 12 months. But from the second year reward rates drop a bit in selected categories.